December 18, 2024
AgencySpecialty Auto – What is it?
Specialty auto insurance is a type of coverage specifically designed for vehicles that fall outside the realm of standard auto insurance policies. These vehicles often have unique characteristics, higher values or specific usage patterns that necessitate specialized coverage options. Types of Vehicles Covered Specialty auto insurance can cover a wide range of vehicles, including but […]
November 26, 2024
AgencyDoes Auto Insurance Cover a Teen Driver With a Learner’s Permit?
Understanding auto insurance can be challenging, particularly when it comes to coverage for teen drivers with learner’s permits. Parents frequently question whether their auto insurance policy includes their young drivers who are just beginning to drive. Fortunately, most auto insurance policies do cover teen drivers with a learner’s permit, though there are important details to […]
December 3, 2021
AgencyInsuring Contents Within Commercial Vehicles
Taking one of your business-owned vehicles out on the road exposes the business to accident liabilities. Therefore, commercial auto insurance should be available to help all the parties involved cover their losses when problems arise. However, one place where you might find that your commercial auto policy might not help you is when it comes […]
November 3, 2021
AgencyHow Much Renters Insurance Do You Need?
Renting a house makes life a lot easier than renting an apartment. Generally, you’ll have more space, fewer neighbors and you can enjoy having family and friends over without limitations. However, renting a house doesn’t afford you the ability of foregoing renters insurance. Renters insurance doesn’t protect the owner of the property, but it does […]
October 4, 2021
AgencyWhat Types of Water Damage Does Flood Insurance Cover?
Flood insurance typically covers flood damage from external sources and inclement weather conditions. Nevertheless, it’s important to know the specific forms of damage that your flood insurance policy can offer protection for. Although individual policies vary, flood insurance can usually be utilized in the following circumstances: Storm surges—A storm surge occurs from a rise in […]
September 2, 2021
Agency3 Tips to Save on Homeowners Insurance
Over two-thirds of American homes are underinsured. Why? Many people think that reducing coverage is the best way to cut back on insurance spending. But that could get you into big trouble if an incident occurs that is no longer covered under your policy. Rather, keep your valuable coverage and use these three tips to […]
August 4, 2021
AgencyAre Spouses Automatically Covered Under Auto Insurance?
Many people decide to share vehicles with their spouses and other family members within their household, whether it’s for simple trips to the store or commuting between work and school. But it is important to consider whether those you are allowing to operate your vehicle are actually covered or if you are running the risk […]
July 20, 2021
AgencyMotorcycle Insurance Basics for Beginning Bikers
Motorcycle insurance shares similarities with car insurance, but there are distinct differences to be aware of when searching for a policy. After you purchase your first motorcycle, be sure to do your research into the right insurance policy. Is Motorcycle Insurance Required? Legal motorcycle insurance requirements are determined by individual states. Be sure to check […]
June 21, 2021
AgencyHow Home Insurance Protects Property Away From Home
Most homeowners understand the coverage they have for personal property inside their homes, but may have not even considered the impact on insurance when the property is somewhere else. It is important to understand how home insurance protects property away from home. Property in Storage May Not Be Adequately Covered If you are downsizing to […]
May 20, 2021
AgencyWho Needs Commercial Auto?
Businesses that use cars, trucks, vans and other vehicles as part of their daily operations benefit from commercial auto insurance. There is a difference between what your personal and business auto insurance covers. It’s also a good idea to discuss your coverage options with a trusted insurance agent. Keep reading to find out what commercial […]