Driving Tips and Insurance for New U.S. Drivers

If you are a new driver in California, then you are about to become part of one of the largest traffic systems in the United States. It’s also one of the most crowded and most dangerous, given the millions of drivers who take to the roadways every day. Whether you are a newly licensed teen driver, or a driver who has recently moved to California from another country, you might feel a little overwhelmed by the prospect. 

California roads come with their own, unique dangers attached, and if you’re new to it, then you might not feel totally confident that you will be able to drive safely. Still, by keeping a few tips in mind you’ll be able to be much safer behind the wheel, not just today but well into the future. 

1. Familiarize Yourself with Driving Rules 

Every state has specific driving laws, and these can vary considerably from state to state. Therefore, even if you are just moving to California from another state, you are going to encounter certain traffic regulations that you might not be familiar with. It’s important to recommit yourself to learning these new rules as best you can. 

2. Obtain Licensing and Registration 

Every U.S. driver must have a driver’s license. However, each state manages their own licensing system, and drivers are required to apply for a license in their state of permanent residence. New drivers must obtain a license before they are permitted to drive. Previously licensed drivers must obtain a California license within a certain time period of establishing residency in the state.  

Licenses from most states are easily transferrable, and while some foreign licenses are recognized automatically, other drivers must pass the appropriate driving tests in order to update their licenses. 

3. Get Auto Insurance 

As with licensing, all California drivers are required to purchase car insurance. The minimum limits required of all California drivers are: 

Texas requires most residents to carry auto insurance if they plan to drive. The state requirements are: 

• $15,000 bodily injury liability coverage per person 

• $30,000 bodily injury liability coverage per accident 

• $5,000 property damage liability coverage per accident 

However, you can both increase your liability coverage to your advantage and add numerous other perks into your policy. Car insurance is there to help you afford the ramifications of car accidents, vehicle theft or countless other losses. You should be able to rely on it to protect you against numerous potential challenges. 

Your dedicated insurance agent is here to help you get the coverage you need, and to help you better understand how best to comply with California driving laws. When you need help getting your driving experience off on a strong foot, we’ll be there for you every step of the way.