Business Insurance | Ontario, CA

Businesses need reliable insurance solutions, but with so many different types of coverage on the market, it’s easy to get overwhelmed when looking for appropriate protection. But with the help of Rana Insurance, you can make your search for coverage simpler. If you are ready to get insurance solutions for your California business, contact us or request a quote today.

Why Does My Business Need Insurance?

Businesses face numerous risks. These can include the following:

• Fires or severe weather may damage company property.
• Company vehicles may be involved in wrecks.
• Someone may sue the business for thousands of dollars.

In these and so many other cases, the financial strain on the business could be heavy. However, if the company is insured, this coverage may help pay the costs of incidents like these.

What Coverage Does My Business Need?

To be appropriately insured, businesses typically need several types of coverage, and many are required to carry at least minimum amounts of coverage in compliance with various commercial insurance laws. Some of the most familiar types of coverage include:

• Commercial property insurance—Pays to repair or replace covered property (e.g., buildings, equipment and inventory) in case of unexpected damage from a covered hazard.
• General liability insurance—Covers a business if it is responsible for bodily injuries or property damage to third parties. Coverage for costs related to liability lawsuits may also be available.
• Business interruption insurance—Helps a business pay bills and other costs if it has to close temporarily following a covered hazard.
• Workers’ compensation insurance—Can cover medical bills, replacement income and other costs for employees who sustain occupational injuries.
• Commercial auto insurance—Provides coverage for company-owned vehicles in case of accidents or other hazards.

All policies will vary, and multiple more specific policies can cover unique risks and liabilities. Work with your Rana Insurance agent to determine the types of coverage that your business needs.

What Does Business Insurance Cost?

The prices of different policies can vary, even from insurer to insurer. Speak to one of our agents to learn more about the pricing of various policies.

Ready to Get Covered?

At Rana Insurance, we are here to help our clients to get business insurance they can trust. To get covered, contact us or request a quote now.